BID
Banking · Comparable Analysis
BIDV
BID valuation is a bank peer-multiple exercise with a visible downside/base/upside band.
Comparable
39.7k–44.3k
+0.8%
Comparable: 39.7k to 44.3k; +0.8% versus 41.7kOutputs, VND per share
| Comparable | 39.7k–44.3k | +0.8% |
|---|---|---|
| Price used | 41.7k | 11 Jun 2026 |
Is BID fairly valued inside the listed-bank peer range, or should asset quality, ROE, and provisioning risk shift the stock toward the low end?
Key assumptions
- Peer set
- Vietnam listed banks
- Multiple framework
- P/E medians
- LTM earnings
- 6.1x selected P/E
- Forward earnings
- 9.4x 2026E; 9.1x 2027E
- Output framing
- Range, not point estimate
Conclusion
BID should be read as a peer-based valuation range. The current model checks whether BID sits inside the listed-bank multiple frame; it does not yet replace a full bank valuation model.
Key risks
- 1 Credit-cost normalization can make forward earnings too optimistic or too conservative.
- 2 State-linked bank valuation can be affected by policy lending, capital raising, and foreign ownership constraints.
- 3 A pure P/E framework is less complete than a full P/B-ROE bank valuation, so the result should be used as a peer check.